To compare health insurance plans, consider key factors like premium costs, coverage limits, and benefits. Review the sum insured, hospitalization coverage, and additional features such as pre and post-hospitalization expenses, critical illness coverage, and day-care treatments. Compare the insurer's network of hospitals for cashless treatment. Check for waiting periods for pre-existing conditions, exclusions, and claim settlement ratio, which reflects the insurer’s reliability. Look for add-ons like maternity benefits, wellness programs, or annual health check-ups. Use online comparison tools to weigh these factors, ensuring the plan aligns with your health needs and budget before making a final decision.
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